AFROPAY
AFROPAY
Welcome to Afropay, where innovation meets efficiency in e-payment solutions across Africa. As a pioneering strategic intermediary, we connect the banking sector seamlessly, driving e-payment innovation to new heights.
Our suite of services includes Digital Transformation Services, Core Banking Solutions, Digital Banking Platforms, and Lending Platforms, ensuring a smooth transition to e-commerce for our clients. With extensive expertise and dedication to on-premises deployment, we furnish customized solutions that integrate seamlessly and prioritize robust data security.
At Afropay, we empower financial institutions to excel in the digital realm, fostering advancement and growth across the continent. Join us in shaping the future of e-payments in Africa.
Services
Empowering African Businesses in the Digital Era
At Afropay, we offer comprehensive solutions designed to simplify transactions and drive business success. Whether you are an issuer, a merchant, or a consumer, we have the right solution for you.
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Smooth and secure transaction processing is at the heart of our offerings. We provide a reliable infrastructure that ensures your transactions are processed seamlessly, with minimal latency and maximum security. Whether you need to issue cards, manage accounts, or handle disputes, we have the expertise and technology to support you.
Institution Configuration
Integration with Core Banking System
Card Management System Access
Card Embossing
PIN Issuance
E-activation/E-Pin
Stock Management
Card Hosting
Transaction Processing
Dispute Management
3D Secure
SMS Alert
Call Centre
Online Web Services
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Discover Our Comprehensive Point of Sale Solutions
We offer a wide range of Point of Sale terminals designed to provide your business with secure solutions for accepting all card types, along with the latest payment options including near-field-communication (NFC), mobile, and contactless transactions. Our terminals are designed for flexible and easy integration, featuring tokenization for enhanced security.
With our Point of Sale solutions, you can enjoy easy checkout processes and set up recurrent payments effortlessly. Our tools are designed to simplify the payment experience for merchants, ensuring smooth and efficient transactions every time.
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Simplify and secure digital transactions with our cutting-edge technology. We offer digital payment solutions that make online transactions convenient and safe for both businesses and consumers. Whether you want to pay bills, send money, shop online, or access financial services, we have the solution for you. We also ensure compliance with the latest regulations and standards.
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Virtual Card Features:
The cardholder receives a virtual card number (PAN), expiration date, and security code (CVC/CVV2) via a dedicated application or Mobile Banking App.
Enables online payments through electronic payment gateways or MOTO transactions.
Convenient Usage:
Offers ease of use similar to conventional cards.
Eliminates the need for providing personal information or proving financial capabilities.
Facilitates online shopping without carrying a physical card.
Financial Security:
Mitigates financial risks associated with online transactions.
Flexibility:
Cardholders can opt for a single-load or reloadable virtual card.
Instant Creation and Top-Up:
Virtual Cards are instantly created on the app.
Topped up through various means including Credit/Debit card, Wallet account, and Bank account.
App Functionality:
Allows cardholder to freeze/unfreeze the Virtual Card.
Provides the option to cancel the Virtual Card.
Offers access to transaction history and real-time available balance.
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Based on Datacard® CardWizard®solutions
Thermal and Embossed
Printing Single & multiple hoppers
PinP adoption
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ATM Connectivity & Initial Setup
Transaction Matrix Setup
Clearing and Settlement
ATM Certification
ATM Monitoring ATM Management
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Parent’s Value Proposition:
Facilitate Secure Financial Guidance
Enable parents to transfer funds to their child's account.
Provide a safe environment for mentoring and monitoring the child's finances.
Encourage responsible financial habits by guiding prudent saving and spending.
Child’s Value Proposition:
Foster Financial Independence
Empower children with their financial accounts.
Educate them on sound financial behaviors through positive reinforcement and real-life examples.
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Prepaid payment tool
Stored value account can be linked to a prepaid card or bank account
E-money processing center
Mobile App for end-users and merchants
wallet management web interface Merchant portal
CRM
Loyalty programs
Analytical and reporting tools
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Discover the convenience of redeeming reward points via SMS! When you make eligible transactions on selected merchant categories or participating merchants, you'll receive an SMS notification. Simply click on the link provided in the SMS to access our website/microsite, where you can choose the amount you wish to redeem with your rewards.
Once you've selected your redemption amount, click on the "Redeem Now" button, and receive instant confirmation of your redemption. Please note that the Pay with SMS service link is valid for 48 hours from the time of the eligible transaction. After this period, the link will expire.
Your redemption will reflect as a credit note on your monthly card statement, making it easy to track and manage your rewards.
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Maximize Bank Benefits with Data Analytics:
Portfolio Optimization: Enhance credit portfolios with insightful analytics.
Client Insights: Uncover lost opportunities and boost profitability.
Product Analysis: Tailor offerings to meet diverse client needs efficiently. Gain insights into product performance and recommend actions, including creating new targeted products or enhancing existing ones, improving benefits and loyalty programs, and initiating targeted campaigns.
Compliance Analytics and Fraud Monitoring: Monitor cardholder activities and identify suspicious transactions based on historical spending patterns. Implement real-time fraud monitoring using predefined static rules and historical spending patterns.
Credit Card Repayment Behavior: Gain a historical view of credit card repayment history and predict the next cycle of credit card payments.
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Discover Real-Time Fraud Monitoring with OFM Solution
Our OFM solution (web browse) offers real-time fraud monitoring capabilities, empowering your organization to swiftly process suspicious transactions. Transactions are flagged as suspicious based on predefined risk rules, triggering the automatic creation of risk cases in the "risky transactions" table.
With OFM, your risk management officers can efficiently evaluate cases and take appropriate actions, such as closing cases as genuine or fraudulent, transferring cases to pending transactions for later follow-up, and more. Once resolved, cases are saved as "resolved transactions," ensuring comprehensive monitoring and management of fraudulent activities.
Digital Transformation Services
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Implementation and customization of core banking solutions
Legacy system modernization for enhanced efficiency and scalability
Integration of core banking systems with third-party applications
Continuous support and maintenance services
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Design and development of intuitive and secure digital banking platforms
Mobile banking app development for seamless customer experiences
Omnichannel banking solutions for unified customer interactions
Advanced analytics for personalized customer insights and decision-making
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End-to-end loan origination and management systems
Automated loan processing workflows for improved efficiency
Integration with credit scoring systems and regulatory compliance
Real-time monitoring and reporting capabilities
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Cloud Deployment
Scalable and cost-effective solutions, Flexible resource allocation and management, Enhanced security protocols and data protection measures
On-Premises Deployment
Customized solutions tailored to specific infrastructure requirements,Full control over data management and security protocols, Seamless integration with existing on-premises systems
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Afropay, in partnership with trusted allies, pioneers digital solutions tailored for African corporate banking. Leveraging advanced technologies like AI, ML, and Blockchain, Afropay optimizes cash management, trade finance, and more, empowering businesses to thrive.
Innovative Solutions: Afropay's digital tools, developed with trusted partners, revolutionize corporate banking with real-time insights and tailored services.
Efficiency and Agility: Through automated workflows and digital processes, Afropay enhances efficiency and agility, reducing costs and accelerating decision-making.
Client-Centric Approach: Afropay prioritizes personalized services, offering 24/7 access through digital platforms, ensuring client satisfaction.
Risk Management: With robust cybersecurity measures and compliance frameworks, Afropay ensures data security and regulatory adherence, fostering trust.
Collaborative Ecosystems: Afropay fosters collaboration among banks, FinTechs, and partners, co-creating innovative solutions for corporate clients.
Afropay, through trusted partnerships, drives digital transformation, empowering African businesses to thrive in the digital age.
Powered by Trusted Partnerships
Payment Solutions Provider
At Afropay, we are your premier partner for advanced and secure payment solutions. With our cutting-edge technology and robust processing capabilities, we enable banks, fintechs, public sectors, and businesses to enter and excel in the digital payment space.
Key Features:
Advanced Solutions: We offer smart payment solutions tailored to meet the diverse needs of our clients. Whether you're a bank looking to modernize your payment infrastructure or a business seeking to streamline transactions, we have the expertise to help you succeed.
Secure Processing: Security is our top priority. With Afropay, you can trust that your transactions are protected by state-of-the-art encryption and security measures, ensuring the safety of sensitive financial data.
Global Reach: Operating in multiple regions, Afropay is constantly expanding its reach to serve clients across Africa, the Middle East, and beyond. Wherever you are, we're here to provide the payment solutions you need to thrive in the digital age.
Banking and Engineering Services
Afropay is known for its specialized services in the banking sector. With a combination of passion, pride, and experience, we deliver innovative solutions that meet the unique challenges of the financial industry.
Key Features:
Specialized Expertise: Our team brings a wealth of experience and expertise to every project. Whether it's implementing core banking systems or designing custom solutions, we have the skills and knowledge to deliver results.
Trusted Partner: Afropay is a trusted and respected organization within the banking community. We prioritize ownership and expertise in everything we do, earning the trust of our clients through our dedication to excellence.
Payment & ID Solutions
Afropay delivers global solutions for payment and identification, serving banks, governments, and businesses around the world. From smart cards to e-stickers, we offer a comprehensive suite of products and services to meet your needs.
Key Features:
Data Management: We understand the importance of managing sensitive data securely. With Afropay, you can trust that your information is in safe hands, whether it's financial data for banks or personal information for government identification programs.
Product Portfolio: Our range of products includes smart cards, datapages, and e-stickers, all designed to meet the highest standards of quality and performance. With our robust and modular system for personalizing smart cards, you can create custom solutions that meet your specific requirements.
Contact us
Contact us
Ready to embark on your digital transformation journey?
Contact Afropay today to explore our innovative payment solutions and banking services, powered by our trusted partnerships. Whether you prefer to phone, email, or visit us in person at our offices in the UAE, Kenya, and Egypt, our team is ready to assist you.
Connect with us on social media to stay updated, or inquire about partnership opportunities to join us in shaping the future of digital finance in Africa and the Middle East.
Let Afropay be your partner in success in the digital age.