Smooth and secure transaction processing is at the heart of our offerings. We provide a reliable infrastructure that ensures your transactions are processed seamlessly, with minimal latency and maximum security. Whether you need to issue cards, manage accounts, or handle disputes, we have the expertise and technology to support you.

Institution Configuration

Integration with Core Banking System

Card Management System Access

Card Embossing

PIN Issuance

E-activation/E-Pin

Stock Management

Card Hosting

Transaction Processing

Dispute Management

3D Secure

SMS Alert

Call Centre

Online Web Services

Discover Our Comprehensive Point of Sale Solutions

We offer a wide range of Point of Sale terminals designed to provide your business with secure solutions for accepting all card types, along with the latest payment options including near-field-communication (NFC), mobile, and contactless transactions. Our terminals are designed for flexible and easy integration, featuring tokenization for enhanced security.

With our Point of Sale solutions, you can enjoy easy checkout processes and set up recurrent payments effortlessly. Our tools are designed to simplify the payment experience for merchants, ensuring smooth and efficient transactions every time.

Simplify and secure digital transactions with our cutting-edge technology. We offer digital payment solutions that make online transactions convenient and safe for both businesses and consumers. Whether you want to pay bills, send money, shop online, or access financial services, we have the solution for you. We also ensure compliance with the latest regulations and standards.

Virtual Card Features:

The cardholder receives a virtual card number (PAN), expiration date, and security code (CVC/CVV2) via a dedicated application or Mobile Banking App.

Enables online payments through electronic payment gateways or MOTO transactions.

Convenient Usage:

Offers ease of use similar to conventional cards.

Eliminates the need for providing personal information or proving financial capabilities.

Facilitates online shopping without carrying a physical card.

Financial Security:

Mitigates financial risks associated with online transactions.

Flexibility:

Cardholders can opt for a single-load or reloadable virtual card.

Instant Creation and Top-Up:

Virtual Cards are instantly created on the app.

Topped up through various means including Credit/Debit card, Wallet account, and Bank account.

App Functionality:

Allows cardholder to freeze/unfreeze the Virtual Card.

Provides the option to cancel the Virtual Card.

Offers access to transaction history and real-time available balance.

Based on Datacard® CardWizard®solutions

Thermal and Embossed

Printing Single & multiple hoppers

PinP adoption

ATM Connectivity & Initial Setup

Transaction Matrix Setup

Clearing and Settlement

ATM Certification

ATM Monitoring ATM Management

Parent’s Value Proposition:

Facilitate Secure Financial Guidance

Enable parents to transfer funds to their child's account.

Provide a safe environment for mentoring and monitoring the child's finances.

Encourage responsible financial habits by guiding prudent saving and spending.

Child’s Value Proposition:

Foster Financial Independence

Empower children with their financial accounts.

Educate them on sound financial behaviors through positive reinforcement and real-life examples.

Prepaid payment tool

Stored value account can be linked to a prepaid card or bank account

E-money processing center

Mobile App for end-users and merchants

wallet management web interface Merchant portal

CRM

Loyalty programs

Analytical and reporting tools

Discover the convenience of redeeming reward points via SMS! When you make eligible transactions on selected merchant categories or participating merchants, you'll receive an SMS notification. Simply click on the link provided in the SMS to access our website/microsite, where you can choose the amount you wish to redeem with your rewards.

Once you've selected your redemption amount, click on the "Redeem Now" button, and receive instant confirmation of your redemption. Please note that the Pay with SMS service link is valid for 48 hours from the time of the eligible transaction. After this period, the link will expire.

Your redemption will reflect as a credit note on your monthly card statement, making it easy to track and manage your rewards.

Maximize Bank Benefits with Data Analytics:

Portfolio Optimization: Enhance credit portfolios with insightful analytics.

Client Insights: Uncover lost opportunities and boost profitability.

Product Analysis: Tailor offerings to meet diverse client needs efficiently. Gain insights into product performance and recommend actions, including creating new targeted products or enhancing existing ones, improving benefits and loyalty programs, and initiating targeted campaigns.

Compliance Analytics and Fraud Monitoring: Monitor cardholder activities and identify suspicious transactions based on historical spending patterns. Implement real-time fraud monitoring using predefined static rules and historical spending patterns.

Credit Card Repayment Behavior: Gain a historical view of credit card repayment history and predict the next cycle of credit card payments.

Discover Real-Time Fraud Monitoring with OFM Solution

Our OFM solution (web browse) offers real-time fraud monitoring capabilities, empowering your organization to swiftly process suspicious transactions. Transactions are flagged as suspicious based on predefined risk rules, triggering the automatic creation of risk cases in the "risky transactions" table.

With OFM, your risk management officers can efficiently evaluate cases and take appropriate actions, such as closing cases as genuine or fraudulent, transferring cases to pending transactions for later follow-up, and more. Once resolved, cases are saved as "resolved transactions," ensuring comprehensive monitoring and management of fraudulent activities.